Terms of Service

Last Updated: December 19, 2025

1. Acceptance of Terms

By using Khio (texting our number or signing up online), you agree to these Terms. If you do not agree, please stop using the Service.

2. Description of Service

Khio is an AI-powered accountability partner. It interacts with you via SMS to help you achieve your goals.

3. AI Disclaimer (Important)

Khio is an Artificial Intelligence, not a human.

• Not Professional Advice: Khio is not a doctor, lawyer, or financial advisor. Do not use Khio for medical, legal, or financial advice.
• Accuracy: AI models can occasionally produce incorrect or "hallucinated" information. Verify important facts independently.

4. User Conduct

You agree not to use the Service to generate illegal, harmful, or abusive content. We reserve the right to ban users who abuse the system.

5. Payment & Cancellation

Premium features require a paid subscription via Stripe. You may cancel your subscription at any time via your Dashboard. Access will continue until the end of your billing cycle.

6. Limitation of Liability

To the maximum extent permitted by law, Khio and its creators shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service.

7. Contact

For support, email: [email protected]